ABOUT
Senco is an AI-native payment intelligence platform designed to bring clarity, consistency, and insight to modern payment operations. Rather than replacing financial institutions or issuing banks, Senco sits above the payment stack — unifying data, signals, and workflows across fraud, declines, disputes, and performance.
By transforming complex transaction data into clear, actionable intelligence, Senco helps businesses understand how their payments operate, where friction exists, and how risk and performance evolve as they scale.
Senco was built in response to a persistent problem in payments: businesses were relying on rigid systems that couldn’t adapt to risk, scale, or change.
Our founders believed there was a better approach — one rooted in transparency, intelligence, and modern architecture. Instead of layering AI onto legacy infrastructure, they designed a payment intelligence layer from the ground up, focused on understanding transactions and operational patterns rather than controlling individual payment decisions.
Today, Senco does more than move data. We analyze payment activity across the entire lifecycle — from checkout to disputes — providing teams with the insight needed to make informed decisions and scale responsibly within their processor and regulatory environment.
With over 25 years of combined payments experience and strong institutional backing, Senco is built to support high-growth companies operating in high-stakes environments.
Clear pricing, no hidden fees, and full visibility into payment performance. You should always know what’s happening—and why.
Intelligence isn’t an add-on. It’s embedded across our platform to surface fraud risk signals, analyze decline patterns, support dispute workflows, and provide continuous insight into payment performance.
Our AI is backed by experienced payment professionals who understand edge cases, escalation, and real-world complexity.
Performance insight compounds over time. Better visibility into trends, reduced operational friction, and clearer decision-making help businesses scale efficiently.
Co-Founder
Raffaele is an entrepreneur and operator who focuses on building systems that scale cleanly and work reliably under pressure. At Senco, he leads product and platform vision—making sure automation and intelligence translate into real-world performance for merchants.
His approach is simple: remove friction, design for outcomes, and let the system do the heavy lifting.
Co-Founder
Ken has been building in payments since 1998—long before “fintech” was a category. He’s worked across the full stack, including building one of the first end-to-end payment processors in the U.S.
At Senco, Ken brings deep institutional knowledge of how payments actually work, where they break, and how to design infrastructure that holds up as volume and complexity increase.
Co-Founder
Sam is a venture capitalist and company builder with a long-term view. He partners with teams solving foundational problems and helps turn strong ideas into durable businesses.
At Senco, Sam supports strategy, capital, and growth—ensuring the company is built not just to launch, but to last.
